Terms of Service

These Terms govern your use of Dettox at dettox.app, operated by Alpha Kabine Kaba in Montréal, Québec, Canada. Your agreement is with Alpha Kabine Kaba operating Dettox, referred to here as “Dettox,” “we,” or “us.” By creating an account or using the service, you agree to these Terms. If you do not agree, do not use the service.

Questions about these Terms or your subscription can be sent to hello@dettox.app. Our Privacy Policy explains how we handle personal information.

Dettox is a software tool for recording debts, building a payoff plan, importing transactions through Plaid or CSV uploads, reviewing payment progress, and understanding spending. It connects to supported banks with your permission. It does not hold or transfer money, make payments, negotiate with creditors, or provide loans or debt-settlement services.

Payoff dates and other projections are estimates based on the information and assumptions used in the calculation. Interest, fees, new charges, payment timing, and changes to your plan can affect actual results. AI-generated categories may be inaccurate. Review the information against your bank and lender records.

Dettox does not provide personalized financial, investment, tax, or legal advice, and does not guarantee a particular payoff date or savings amount. You remain responsible for your financial decisions and payments.

You must be at least 18 and legally able to enter into this agreement. Provide accurate account information, keep sign-in credentials secure, and contact us promptly if you suspect unauthorized access.

Only upload information that you own or are authorized to use. You keep your rights to the information you provide. You give us permission to process it as needed to operate Dettox and deliver the features you request, as described in the Privacy Policy.

Dettox offers paid monthly and annual subscriptions. The price, billing currency, billing interval, and any applicable taxes are shown before you confirm payment in Stripe Checkout. Annual plans are charged for the full year upfront; a displayed monthly equivalent is not a monthly installment plan.

Subscriptions renew automatically at the applicable recurring price unless canceled before renewal. By subscribing, you authorize the recurring charges disclosed at checkout. There is no free trial. Paid access becomes available after payment is successfully confirmed; the service is delivered online and no physical goods are shipped.

We will give notice of changes to your subscription price before they take effect and honor any consent or cancellation rights required by law. Failed payments may eventually result in suspended paid access. You can manage billing through Settings.

You can cancel through Settings → Manage billing before your next renewal. Ordinary cancellation stops future renewals and lets you use the paid service until the end of the period already paid for. Canceling a subscription does not automatically delete your account.

Deleting your Dettox account is different: it removes access and cancels the associated subscription immediately. Export the information you want to keep first. If you cannot access billing or need help canceling, email hello@dettox.app.

If Dettox is not right for you, you can request a full refund of your first subscription payment within seven calendar days after that payment. This applies to either the monthly or annual plan and is available once per customer. Renewal payments and later plan changes are not covered by this voluntary refund window.

Email hello@dettox.app from your account email address and include your receipt or the date of the charge. You do not need to send card numbers or bank statements. We verify the payment and process eligible refunds through Stripe to the original payment method. Your bank determines when the credit appears.

A first-payment refund also ends the paid subscription and stops future renewals. Ordinary cancellation alone does not submit a refund request. Outside this offer, payments are non-refundable and unused time is not prorated, except where applicable law requires otherwise. Nothing in this policy limits your statutory rights.

Do not use Dettox for unlawful activity, upload malicious content, attempt to access another person’s account or data, interfere with the service, bypass payment or security controls, or infringe other people’s rights. Do not resell access to the service without our permission.

We may restrict or suspend access when reasonably necessary to address abuse, security threats, nonpayment, or a material breach of these Terms. Where appropriate and legally permitted, we will explain the reason and provide an opportunity to resolve the issue.

Dettox’s software, design, branding, and service content belong to their respective rights holders. Your subscription provides permission to use the service for its intended purpose; it does not transfer ownership of the software or brand. This does not affect your ownership of the information you upload.

We work to keep Dettox useful and available, but interruptions, maintenance, calculation errors, or third-party failures can occur. Keep your own financial records and verify important information. We may change features over time and will provide notice of material changes where required.

To the extent permitted by applicable law, we do not guarantee uninterrupted or error-free operation or a particular financial outcome. Nothing in these Terms excludes mandatory legal warranties or limits liability where doing so is prohibited, including liability for intentional misconduct or gross negligence where protected by law.

These Terms are governed by the laws of Québec and the federal laws of Canada applicable there, subject to any mandatory protections available where you live. Nothing here requires you to waive consumer rights, use mandatory arbitration, or give up a court or remedy available to you under applicable law.

If a provision cannot be enforced, the other provisions continue to apply to the extent legally permitted. Please contact us about a concern so we can try to resolve it; doing so does not limit any legal deadline or remedy.

We may update these Terms as the service evolves. We will update the date above and give notice of material changes before they apply where required by law. If a change requires your consent, we will obtain it. If you do not agree to a change, you can stop using the service and cancel your subscription, subject to your applicable legal rights.